So the economy is not as robust as it once was...an understatement?  Now is a good time to look at your spending and review what you can do without, or to shop for a better deal.  We all become a little complacient when times are rockin"!

One stone to look under is your insurance deductables.  You can save hundreds of dollars a year and more by raising  your deductibles on your automobile and homeowner's policies from $250 to $500 or even $1,000 and more.  Deductibles are the out-of-pocket costs you must pay in the event of a claim before your coverage kicks in. Many people pay dearly for the low deductibles on their auto and homeowner's policies.  So just make a quick call to your insurance agent and ask what the premiums would be if you raised your decutables.  While $1,000 sounds like a lot of money, remember you are paying less in premiums, so you can put some of the money you save aside to pay for the higher deductible.

There is a lot of free information available to you about buying, selling or investing in Salt Lake City Utah real estate. For complete information about the Salt Lake City Utah real estate market including current homes for sale, property values and more please visit the most complete website online dedicated to everything Salt Lake City Utah real estate.  So please feel free to contact me with any of your mortgage questions and I will me more than glad to answer you queries. Call me on my cell at 801-518-4599 or email me at kathyo@kathyohomes.com.

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